there’s nothing like the creamy, dreamy joy of a banana pudding cup that’s as easy as pie and skips the oven altogether. This Easy No Bake Southern Banana Pudding Cup is what summer cookout dreams are made of rich, nostalgic, and layered with love. And yes, no pudding mix here, honey we’re doing this old-school with flavor that speaks to your soul.

Why You’ll Love These Pudding Cups
- Zero oven time just chill, layer, and enjoy.
- Classic Southern flavor, no boxed pudding mix in sight.
- Perfect for small batch dessert cravings or party trays.
What You’ll Need to Make This No Bake Banana Pudding

Here’s the rundown of what’s going into these creamy cups of joy—and why each one matters.
Ripe Bananas: Sweet, soft, and just spotty enough. They’re the star of the show, y’all.
Sweetened Condensed Milk: Adds that luscious richness that clings to every spoonful. It’s unapologetically Southern and sweet.
Cold Heavy Cream: This replaces boxed pudding mix and whips into velvety peaks no instant mix needed.
Vanilla Extract: A splash of warmth and depth. Real deal only.
Vanilla Wafers: Classic. Crunchy. And soften up just enough in the fridge for that perfect bite.
Dream Whip (Optional): If you want a vintage twist and a fluffier top layer, toss in a packet. Otherwise, whipped cream works like a charm.
Step-by-Step, Just Like Mama Taught Me

Whip It Good: Start with the heavy cream whip it until you’ve got soft peaks. Then fold in the sweetened condensed milk and vanilla. It should be light, creamy, and thick enough to spoon.
Slice Bananas: Thin rounds work best here. Not too thick, not too mushy. Go for that Goldilocks slice.
Start Layering: In small clear cups, layer crushed vanilla wafers, banana slices, then a dollop of the pudding mixture. Repeat until you reach the top.
Top it Off: Add a swirl of whipped cream or Dream Whip. Garnish with a mini wafer or a banana slice if you’re feelin’ fancy.
Chill Time: Let it sit in the fridge for at least 2 hours so the wafers soften up and the flavors marry like they’re meant to be.
Mistakes to Avoid When Making Banana Pudding Cups
Using underripe bananas: You want that natural sweetness. Green bananas are a hard pass here.
Overwhipping the cream: We want soft peaks, not butter. Watch it like a hawk once it starts to thicken.
Not chilling long enough: Patience makes perfect. Rushing the chill won’t give you that dreamy texture this Easy No Bake Southern Banana Pudding Cup deserves.
Southern Tips You Don’t Wanna Skip
This ain’t my first banana pudding rodeo. Here’s how we make sure it’s extra special every time.
Use glass cups or jars so you can see the gorgeous layers. It’s a visual feast, y’all.
Add a splash of bourbon to the cream if you’re making a grown-up version trust me on this one.
Make ahead the night before and let the fridge do its magic overnight. The flavors get deeper, and the wafers get that soft-cake texture.
Craving variety? Use graham crackers or shortbread cookies instead of wafers. Oh yes, ma’am.
A Little Bonus Tips

If you’re making these for a crowd, try setting up a DIY pudding bar. Lay out banana slices, crushed cookies, and pudding in bowls—let everyone build their own cup. It’s interactive, fun, and takes you off dessert duty. Win-win, right?
Also, these pudding cups are perfect for kids to help make. No heat, no sharp tools, and lots of finger-licking fun.
How to Serve Banana Pudding Cups
Serve ‘em chilled, always. Add a mini spoon for charm. They’re great for:
- Backyard BBQs
- Church potlucks
- Family movie nights
Pair with iced sweet tea or a bold cup of coffee. Trust me, it hits every time.

Easy No Bake Southern Banana Pudding Cup
Equipment
- Mixing Bowl
- Electric Mixer or Whisk
- Spatula
- Clear Dessert Cups or Jars
Ingredients
Whipped Cream Mixture
- 1 can sweetened condensed milk 14 oz
- 2 cups cold heavy cream
- 1 tsp vanilla extract use pure vanilla
- 1 packet Dream Whip optional
Layering Ingredients
- 2 ripe bananas sliced into rounds
- 2 cups vanilla wafers crushed
- whipped cream for topping
Instructions
- Whip the heavy cream until soft peaks form using an electric mixer or whisk.
- Fold in sweetened condensed milk and vanilla extract. Add Dream Whip if using, and mix until combined.
- Slice the bananas into thin rounds.
- In small cups or jars, layer crushed vanilla wafers, banana slices, and the pudding mixture. Repeat layers until full.
- Top with whipped cream and garnish with a banana slice or mini wafer if desired.
- Chill for at least 2 hours before serving to allow wafers to soften and flavors to blend.
Notes
- For a grown-up twist, add a splash of bourbon to the whipped cream mixture.
- To keep bananas from browning, lightly toss slices in lemon juice or layer them between pudding to limit air exposure.
FAQs
Can I make banana pudding cups ahead of time?
You sure can. In fact, they’re better that way. Make them up to 24 hours in advance and keep them chilled. The wafers soften beautifully, and the flavor gets richer.
How do I keep the bananas from turning brown?
Two tricks: use just-ripe bananas and layer them between pudding to reduce air exposure. You can also give the slices a light toss in lemon juice, but go easy it can change the flavor.
What’s a good substitute for Dream Whip?
Homemade whipped cream works perfectly. If you want something even quicker, stabilized whipped topping (like Cool Whip) holds up great in the fridge.
Is this banana pudding gluten-free?
Only if you use gluten-free vanilla wafers or cookies. The rest of the ingredients are naturally gluten-free, so it’s an easy swap!
So, Ready to Spoon into Southern Comfort?
This Easy No Bake Southern Banana Pudding Cup is a love letter to those sweet, sticky Southern summers and family gatherings where everyone brings their best. It’s the kind of dessert that doesn’t just feed the belly it feeds the heart. Whether you’re craving a banana twist, love all things served in mini dessert cups, or want a banana-flavored adventure, this is your spoonful of joy.
Quick Recap for My Busy Bakers
These Easy No Bake Southern Banana Pudding Cups are creamy, nostalgic, and perfect for any occasion. Made without boxed pudding, they’re layered with real bananas, whipped cream, and vanilla wafers ready in just a few hours. A simple, sweet treat that brings Southern comfort straight to your spoon. Chill, serve, smile!